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Three Peaks provides smart payment collection solutions for businesses across South Africa — from automated debit orders to debt recovery and insurance cover, all designed to keep your cash flow simple, reliable, and stress-free.
Smart tools, real people — helping South African businesses find the right payment collection solution, no matter the size or industry.
No two businesses invoice the same. That’s why our Client Portal gives you full flexibility - fixed or variable amounts, once-off or recurring invoicing, processed the way that works for you. Because when you’re in control, cash flow gets simpler.
Let us get to know your business and recommend a solution that fits you best.
We’ll walk you through the agreement, collect the required documents, complete compliance checks, and onboard you quickly and painlessly. Most clients are fully set up within 7 business days.
Start invoicing, collecting, paying, and recovering funds with total peace of mind.
We harness fresh ideas and emerging tools to adapt quickly and deliver smarter solutions—helping you stay ahead in a changing world.
A team driven by knowledge, shaped by experience, and inspired by innovation.
Our 5-star service isn’t just what we offer, it’s what we live by. You’ll always speak to a real person who truly understands your business.
Over 1,000 long-standing relationships built on integrity, consistency, and understanding.
Recognized by South Africa's leading banks and compliance bodies, giving you total peace of mind.
Proudly supporting South African businesses since 1989 with reliable, future-focused financial solutions.
Integrate with ease and confidence. Our trusted payment solutions include a direct debit order integrationwith Xero , a flexible API, and support for leading integrated applications, helping your business grow with simplicity and control.Spend less time on admin and more time scaling your business, with payment tools that just work.
Our greatest advocates are the businesses we serve. Here’s what they have to say about our service, solutions, and the people who make it all happen.
"Utilising Three Peaks' debit order collection system has been a game-changer for Mobi-Ventures. The quality of service and quick turnaround time have significantly improved our cash flow and streamlined our operations. We can now focus on our core mission of providing rapid response emergency solutions across South Africa, knowing that our payment collections are in safe hands. Three Peaks has truly taken the stress out of managing our finances, allowing us to dedicate more time to what we do best—protecting lives."
"Choosing Three Peaks for our debit order service was a no-brainer, especially with their seamless integration into Xero accounting. At Wize Owl Consulting, we focus on delivering top-tier, cloud-based business solutions tailored for SMEs, and Three Peaks' reliable debit order system has been an integral part of our monthly billing process. The integration has saved us countless hours, allowing us to focus on providing high-quality services and innovative solutions to our clients. Their service has been a game-changer in streamlining our operations."
"Three Peaks' debit order system has been a game-changer for Action COACH Ignite. By automating our monthly recurring invoices, we've been able to shift our focus entirely to what we do best—coaching business owners to achieve their goals. The efficiency and reliability of the system have eliminated the time-consuming task of following up on payments, allowing us to invest that energy into helping our clients grow their businesses. Three Peaks has truly enhanced our operational efficiency and client experience."
Ask anything. We're here to help.
Getting set up is fast and simple. Once your documents are in, you can be up and running within 7 working days.
Not at all! We work with startups, SMEs, enterprises, and NPOs. Whether you’re managing 10 transactions a month or 10,000, our systems scale to fit your needs.
We keep it simple: a monthly management fee plus a fixed per-transaction cost; no hidden charges or percentage-based fees. We also offer special discounted rates for NPOs.
Yes. We’re fully compliant with PASA, FSCA, and South African banking regulations, and partner with trusted insurers and financial institutions. Your business, data, and payments are always handled securely.
